Privacy Policy

Privacy Policy for EMI Calculator

Effective Date: June 22, 2026

Introduction

Welcome to EMI Calculator ("App", "we", "our", or "us"). This Privacy Policy describes how information is handled when you use our application.

EMI Calculator is designed to help users calculate loan EMIs, interest amounts, repayment schedules, and related financial estimates. We are committed to protecting your privacy.

By using the App, you agree to the practices described in this Privacy Policy.


Information We Collect

Personal Information

EMI Calculator does not require registration and does not knowingly collect personal information such as:

  • Full Name
  • Email Address
  • Phone Number
  • Postal Address
  • Government Identification Information
  • Banking Credentials

Financial Calculation Data

All loan and EMI calculations are performed locally on your device.

The App does not transmit, store, or share:

  • Loan amounts
  • Interest rates
  • Tenure information
  • Financial calculations
  • Repayment schedules

on our servers.

Automatically Collected Information

The App may automatically collect limited non-personal information, including:

  • Device model
  • Operating system version
  • App version
  • Language settings
  • Crash reports
  • Anonymous diagnostic information

This information is used solely to improve app performance and stability.


How We Use Information

Any information collected may be used to:

  • Improve application functionality
  • Fix technical issues and bugs
  • Analyze app performance
  • Enhance user experience
  • Ensure app security and reliability

Third-Party Services

The App may use third-party services including:

  • Apple App Store Services
  • Apple Analytics
  • Google AdMob (if advertisements are displayed)
  • Firebase Analytics (if enabled)
  • Firebase Crashlytics (if enabled)

These services may collect information according to their own privacy policies.


Advertisements

If advertisements are displayed within the App, advertising providers may collect certain device identifiers and usage information to provide and measure advertisements.

We do not control how third-party advertising partners process information.


Data Security

We use commercially reasonable measures to protect information processed by the App.

However, no electronic storage method or transmission system can be guaranteed to be completely secure.


Children's Privacy

The App is not directed toward children under 13 years of age.

We do not knowingly collect personal information from children.

If you believe a child has provided information to us, please contact us and we will take appropriate action.


Financial Disclaimer

The calculations and results provided by EMI Calculator are estimates based on user-entered information.

The App is intended for informational and educational purposes only and does not constitute:

  • Financial advice
  • Banking advice
  • Tax advice
  • Investment advice
  • Legal advice

Users should verify all calculations with financial institutions before making financial decisions.


Your Rights

Depending on applicable laws, users may have rights regarding information processed by the App, including:

  • Access rights
  • Correction rights
  • Deletion rights
  • Restriction of processing rights

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted within the App and/or on the App Store listing.

Continued use of the App following changes constitutes acceptance of the updated Privacy Policy.


Contact Us

Email: ashoksaheb2@gamil.com

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