Terms & Conditions
Terms and Conditions for EMI Calculator
Effective Date: June 22, 2026
Acceptance of Terms
By downloading, installing, or using EMI Calculator, you agree to these Terms and Conditions.
If you do not agree with these Terms, please discontinue use of the App.
Purpose of the App
EMI Calculator is a financial utility application designed to provide estimated calculations related to:
- Loan EMI Calculation
- Home Loan Calculation
- Personal Loan Calculation
- Car Loan Calculation
- Education Loan Calculation
- Interest Calculations
- Amortization Schedules
- Financial Planning Tools
The App is intended solely for informational and educational purposes.
No Financial Advice
EMI Calculator does not provide:
- Financial advice
- Banking services
- Loan approval services
- Investment advice
- Tax consultation
- Legal consultation
All calculations are estimates based on user-provided inputs.
Users should consult qualified financial professionals before making financial decisions.
Accuracy of Calculations
Although we strive to provide accurate results:
- We do not guarantee the accuracy, completeness, or reliability of calculations.
- Financial institutions may use different formulas and policies.
- Actual EMI amounts may vary.
Users are responsible for verifying all calculations independently.
User Responsibilities
You agree to:
- Use the App only for lawful purposes.
- Enter accurate information when performing calculations.
- Not misuse the App or interfere with its operation.
- Not reverse engineer, copy, modify, or redistribute the App without authorization.
Intellectual Property Rights
All software, designs, trademarks, logos, graphics, text, and content within the App are owned by the developer and protected under applicable intellectual property laws.
Unauthorized use is strictly prohibited.
Third-Party Services and Advertisements
The App may display advertisements or provide access to third-party services.
We are not responsible for:
- Third-party content
- External websites
- Products or services offered by advertisers
- Third-party privacy practices
Your interactions with third parties are solely between you and the third party.
Limitation of Liability
To the maximum extent permitted by law:
- The App is provided on an "AS IS" and "AS AVAILABLE" basis.
- We make no warranties regarding uninterrupted operation or error-free functionality.
- We shall not be liable for any direct, indirect, incidental, consequential, special, or financial damages resulting from use of the App.
This includes losses arising from reliance on calculations or financial decisions.
Indemnification
You agree to indemnify and hold harmless the developer, employees, affiliates, and partners from any claims, liabilities, losses, damages, or expenses arising from your use of the App.
Modification or Termination
We reserve the right to update, modify, suspend, or discontinue any part of the App at any time without prior notice.
Governing Law
These Terms and Conditions shall be governed by the laws of India.
Any disputes arising from use of the App shall be subject to the exclusive jurisdiction of courts located in Surat, Gujarat, India.
Changes to These Terms
We may revise these Terms and Conditions from time to time.
Updated versions will be published within the App and/or on the App Store listing.
Continued use of the App after updates constitutes acceptance of the revised Terms.
Contact Information
Email: ashoksaheb2@gmail.com
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